Additional Coverage Options for GlobeHopper International Private Medical Insurance
At time of original application of your GlobeHopper plan,
you may select to purchase from a range of the following
additional coverage options. With the exception of the
Enhanced Personal Accident - AD&D Option, options apply
to all individuals listed in the application form.
Adventure Sports Option
The Adventure Sports Option is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hot air ballooning, jungle zip lining, mountaineering activities where specialised climbing equipment, ropes or guides are normally or reasonably should have been used, parachuting, paragliding, parascending, rappelling, skydiving, and wildlife safaris. All such activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Option. Please note this is only a summary of Adventure Sports and exclusions. For additional information, please refer to the Policy Wording.
Age | Lifetime Maximum |
0-49 | $50,000 / £30,000 / €40,000 |
50-59 | $30,000 / £18,000 / €24,000 |
60-64 | $15,000 / £9,300 / €12,000 |
Enhanced Personal Accident - AD&D Option
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plan. This option is
available with a minimum purchase of three months of medical
and AD&D option coverage. It is available on the individual plan only and not available on the group plan.
Evacuation Plus Option
This optional coverage is available to insureds up to age 65. It offers
coverage for medical evacuations for sudden and unexpected
medical conditions that are not life-threatening, and where
hospitalisation is medically necessary. It also offers coverage for
evacuations as a result of a natural disaster. This option must be
purchased for a minimum of three months regardless of the
minimum number of days being travelled. It is available on
individual plans only and not available on group plans.
Non Life-threatening Medical Evacuation | Up to $25,000 / £16,000 / €20,000 |
Natural Disaster Evacuation | Up to $5,000 / £3,000 / €4,000 |
End of Trip Home Country Coverage Option:
For every six months of continuous coverage you purchase, you
can purchase one additional month of home country coverage
as an accommodation and supplemental travel benefit, up to
a maximum of two months. To purchase this special home
country extension coverage, please select it at time of purchase
as additional months coverage to your planned travel period and
coverage will begin upon the date of return to your home country.
Please note this option is not available for USA citizens in the USA.
Chaperone/Faculty Leader
Replacement Option:
In the event that an insured person
who is designated as a Chaperone/
Faculty Leader by the sponsoring
organisation has an unexpected
death of a relative, a medical
emergency, or the substantial
destruction of the principal
residence in his/her home country,
which causes the insured person
to have to cancel or interrupt
travel, GlobeHopper Group covers
reimbursement up to $3,000 / £1,800 / €2,400 for the expense of
a round trip economy airline ticket for a replacement Chaperone/
Faculty Leader.
This website contains only a brief summary of current coverage, terms, conditions, limitations and exclusions, and is subject
to all the terms and conditions of the full Plan and Policy Wording The complete Policy
Wording (and any applicable Endorsements) with all terms, conditions and exclusions
will be included in the fulfilment kit sent to approved applicants. These plans are amended, modified or replaced from
time to time, and IMG reserves the right to issue the most current Policy Wording for this
insurance plan in the event this application and/or brochure has expired, is modified,
or is replaced with a newer version. Samples of current Policy Wording are available
upon request.