Expatriate Insurance, travel insurance, travel health insurance, international travel insurance – IMG Europe Insurance

Additional Coverage Options for GlobeHopper Travel Medical Insurance

At time of original application of your GlobeHopper plan, you may select to purchase from a range of the following additional coverage options. With the exception of the Enhanced Personal Accident - AD&D Option, options apply to all individuals listed in the application form.

Adventure Sports Option

The Adventure Sports Option is available for those up to the age of 65. The following activities are covered to the lifetime maximum amounts listed below as long as they are engaged solely for leisure, recreation, or entertainment purposes: abseiling, BMX, bobsledding, bungee jumping, canyoning, caving, hang gliding, heli-skiing, high diving, hot air ballooning, inline skating, jet skiing, jungle zip lining, kayaking, mountain biking, parachuting, paragliding, parascending, piloting a non-commercial aircraft, rappelling, rock climbing or mountaineering (ropes and guides to 4500m above ground level), scuba diving (to 50m), skydiving, snorkeling, snowboarding, snowmobiling, spelunking, surfing, trekking, whitewater rafting (to Class V), and wildlife safaris, and windsurfing.  All such activities must be carried out in strict accordance with the rules, regulations and guidelines of the applicable Governing Body or Authority of each such activity. Certain sports activities are never covered, regardless of whether or not you purchase the Adventure Sports Option. Please see exclusion 8 on the exclusions page. Please note this is only a summary of Adventure Sports and exclusions. For additional information, please refer to the Policy Wording.

Enhanced Personal Accident - AD&D Option

This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plan. This option is available with a minimum purchase of three months of medical and AD&D option coverage. It is available on the individual plan only and not available on the group plan.

Evacuation Plus Option

This optional coverage is available to insureds up to age 65. It offers coverage for medical evacuations for sudden and unexpected medical conditions that are not life-threatening, and where hospitalisation is medically necessary. It also offers coverage for evacuations as a result of a natural disaster. This option must be purchased for a minimum of three months regardless of the minimum number of days being travelled. It is available on individual plans only and not available on group plans.

End of Trip Home Country Coverage Option:

For every six months of continuous coverage you purchase, you can purchase one additional month of home country coverage as an accommodation and supplemental travel benefit, up to a maximum of two months. To purchase this special home country extension coverage, please select it at time of purchase as additional months coverage to your planned travel period and coverage will begin upon the date of return to your home country. Please note this option is not available for USA citizens in the USA.

Chaperone/Faculty Leader Replacement Option:

In the event that an insured person who is designated as a Chaperone/ Faculty Leader by the sponsoring organisation has an unexpected death of a relative, a medical emergency, or the substantial destruction of the principal residence in his/her home country, which causes the insured person to have to cancel or interrupt travel, GlobeHopper Group covers reimbursement up to $3,000 / £1,800 / €2,400 for the expense of a round trip economy airline ticket for a replacement Chaperone/ Faculty Leader.

This website contains only a brief summary of current coverage, terms, conditions, limitations and exclusions, and is subject to all the terms and conditions of the full Plan and Policy Wording The complete Policy Wording (and any applicable Endorsements) with all terms, conditions and exclusions will be included in the fulfilment kit sent to approved applicants. These plans are amended, modified or replaced from time to time, and IMG reserves the right to issue the most current Policy Wording for this insurance plan in the event this application and/or brochure has expired, is modified, or is replaced with a newer version. Samples of current Policy Wording are available upon request.