Schedule of Cover
This Schedule of Cover and Excesses must be read in conjunction with the WorldStudy Policy Wording (copy available upon request), and all sections and cover are subject to all terms and conditions.
Your cover is always subject to the overall aggregate maximum sum insured per insured person. Each section of cover is per Insured Person and per Period of Insurance, unless stated otherwise and always subject to the benefits stated for each sub-plan and plan terms, conditions, limitations and exclusions. Please note that sub-limits and preauthorisation requirements apply within certain benefit sections - refer to the Policy Wording for further details.
All benefit limits and excesses in this schedule of cover and excesses are set in £Sterling, €Euros and $US Dollar. The currency in which you pay your premium being either £Sterling, €Euros and $US Dollar, is the currency that applies to your sub-plan for the purposes of the benefit limits.
Click the blue headers for further information.
|Plan Information & Highlights
Maximum Limits are per Period of Insurance unless otherwise stated.
|International Emergency Care & Assistance
|When coordinated through the Plan Administrator.
|Additional Coverage Options
|These benefits are optional and only applicable if selected and purchased at time of original application. Options apply to all individuals listed on the application form, unless otherwise noted.
This website contains only a brief summary of current coverage, terms, conditions, limitations and exclusions, and is subject
to all the terms and conditions of the full Plan and Policy Wording The complete Policy
Wording (and any applicable Endorsements) with all terms, conditions and exclusions
will be included in the fulfilment kit sent to approved applicants. These plans are amended, modified or replaced from
time to time, and IMG reserves the right to issue the most current Policy Wording for this
insurance plan in the event this application and/or brochure has expired, is modified,
or is replaced with a newer version. Samples of current Policy Wording are available