International and expatriate health insurance for individuals and families
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Provides low cost, in-country and regional healthcare cover to expatriates living and working in the Mediterranean countries of Spain, Cyprus, Portugal, Greece, Malta and Gibraltar. Also offers a 10% Introductory Discount and No Claims Discounts available up to 20% off renewal premium.
Highlights
- Flexibility and wide choice of three sub-plans, each with a choice of standard and premier cover options
- Extensive range of covers
- Various discounts available including Introductory & No Claims Discounts
- A wide choice of annual limits of cover available
- Choice of excesses
- Freedom to choose any hospital, clinic, doctor available anywhere within your Country of Residence or chosen geographic area of cover
- Includes Home Country cover (assuming your Home Country is within your Geographic Area of Cover).
- Ability to switch sub-plans at renewal (subject to terms)
- Ability to buy optional additional covers such as the Personal Accident Plan and Daily Indemnity Hospital Income Plan
- Quick and easy to apply for cover, and in many cases it is easy to switch cover at renewal from your existing insurer to the Coversure International Healthcare Plan
- Eligible charges for In-Patient treatment will be paid direct to the Hospital or provider in most cases
- Affordable pricing with easy payment instalment options
- Ability to pay premiums and receive benefits in £ Sterling and € Euros
- Few recreational sporting restrictions
- 24 hour emergency medical and evacuation service
- Customer service and claims advisor help-lines
- Fast and efficient in-house claim settlement
- ‘In-house’ medical staff to assist if you need Pre-Certification or help if you need to be admitted to hospital
- 30 Day 'No Hassle' Money Back Guarantee
- MyIMGSM and International Provider AccessSM (IPA) online systems for Insureds
Who the plan is designed for
- International health insurance for expatriates and local nationals living and working in the Mediterranean countries of Spain, Cyprus, Portugal, Greece, Malta and Gibraltar.
With three levels of cover (also known as sub-plans) to choose from and a range of voluntary Medical Excess Options, you have a wide choice of health insurance covers to suit your individual needs and budget.
Flexibility and Choice - Wide Range of Options
All eligible charges for In-Patient treatment are covered up to an overall maximum sum insured and, depending upon your chosen sub-plan and level of cover option, there is also a wide choice of cover available for Out-Patient treatments.
With any of the three sub-plans, at time of application, you have the choice to select one of two levels of cover options:
- A 'standard' cover option that offers limited Out-Patient cover and excludes Prescribed Out-Patient Drugs/Dressings, or
- A 'Premier' cover option which offers a more comprehensive range of Out-Patient benefits and significantly higher limits of cover.