A: As with all medical insurances, there are certain costs, expenses, conditions and claims which are not covered by the GlobalSelect® or CoverSure plan. Please refer to the Schedule of Cover and Excesses applicable to your chosen sub-plan which should be read in conjunction with the full Policy Wording in order to obtain a definition of pre-existing conditions and a complete list of terms, conditions and exclusions relevant to your chosen sub-plan.
Charges for the following illnesses, conditions and surgical procedures which exist, manifest themselves or are treated or have treatment recommended during the first 90 days of cover from the effective date are excluded from cover:
- Tonsillectomy
- Adenoidectomy
- Haemorrhoids or Haemorrhoidectomy
- Any disorder of the Reproductive System
- Hysterectomy
- Hernia
- Intervertebral Disc Disease
- Gall Stones or Kidney Stones
- Any condition of the Breast
- Any condition of the Prostate
Please note charges for the above may be further limited or excluded under the pre-existing condition exclusion and/or the chronic condition limitation.