A: Key benefits include:

• FREE cover for the first child under 10 years of age - even if only one parent applies
• Flexibility and wide choice of four GlobalSelect sub-plans
• Extensive range of covers
• New and unique sections of cover
• Very high limits of annual cover available
• Choice of excesses
• Choice of three geographic areas of cover
• Freedom to choose any hospital, clinic, doctor available anywhere within your chosen geographic areas of cover
• Your plan is fully portable within your geographic area of cover
• Includes home country cover within your chosen geographic area of cover (subject to conditions regarding cover in the USA)
• Ability to switch sub-plans at renewal (subject to terms)
• Ability to buy optional additional covers including our Global Personal Accident Plan and Global Daily Indemnity Hospital Income Plan
• Quick and easy to apply for cover, and in many cases it is easy to switch cover at renewal from your existing insurer to the GlobalSelect plan
• Ability on some plans to have limited Worldwide Accident and Emergency cover outside of your chosen geographic area of cover
• Eligible charges for in-patient treatment will be paid direct to the hospital or provider in most cases
• Ability on some sub-plans to include limited cover for pre-existing medical conditions as well as chronic conditions (if accepted and subject to wait period and plan terms)
• Affordable pricing with easy payment installment options
• Ability to pay premiums and receive benefits in £ Sterling, $ US Dollars and € Euros
• Few recreational sporting restrictions
• 24 hour emergency medical and evacuation service
• Customer service and claims advisor help-lines
• Fast and efficient in-house claim settlement
• ‘In-house’ medical staff to assist if you need pre-certification or help if you need to be admitted to hospital
• 30 Day 'No Hassle' Money Back Guarantee