A: GlobalSelect Plan: When you apply for the GlobalSelect^® or CoverSure cover, you can also choose to apply for a range of valuable additional covers at the same time:

• Global Personal Accident Plan
• Global Daily Indemnity Hospital Income Plan

These valuable additional covers are easy to apply for, require no additional medical information or examination, and if you are accepted for the GlobalSelect or CoverSure plan then your acceptance is guaranteed for these additional covers. Simply complete and return the relevant Optional Additional Covers section(s) on your GlobalSelect or CoverSure application and submit it with the appropriate premium/payment details.

Separate policy documentation will be issued along side your GlobalSelect or CoverSure plan for any additional cover you apply for. For the full policy terms and conditions relating to these options, please refer to the relevant policy documents (available upon request).

While GlobalSelect and Coversure plans are designed to provide protection for individuals and families from the high cost of medical expenses, Global Personal Accident Plan provides financial protection and security for families following the accidental death of an insured loved one. The Global Personal Accident Plan also provides cover in the event of an accident which results in your permanent total disablement, total and permanent loss of speech, hearing or sight, total and permanent loss of use of one or more limbs, or second and third degree burns. Cover is provided on a worldwide basis, irrespective of the area of cover you have chosen for the GlobalSelect or CoverSure plan. Anyone under the age of 70 and approved for a GlobalSelect plan is automatically eligible for a Global Personal Accident Plan at the time of application.

The Global Personal Accident Plan is an optional cover that is purchased in 'blocks of cover' also known as ‘units.’ The maximum number of units you may purchase depends upon your age at the time of application and each subsequent renewal. Applicants ages 31 days through 18 years, and 65 years through 69 years are eligible for one unit of cover. Applicants ages 19 years through 64 years are eligible for up to two units of cover. The second 'supplemental' unit is at a discounted rate to the first 'standard' unit of cover. Child Personal Accident cover is also available at a discounted rate.